Borrower Resources
Kaylene Karimkaylenek@secureonecapital.comPhone: Fax:
A loan is basically a product and like all products, its sales pitches can be exaggerated. The end result is that you end up with a loan that may not suit your needs at all. When shopping around for the best mortgage rate that is most suitable for you, one needs to be highly discerning with exactly ... » Learn More about Why You’re Probably Not Getting The Best Mortgage Rate
Kaylene Karimkaylenek@secureonecapital.comPhone: Fax:
Mortgage rates and fees vary from lender to lender and it's not always easy to compare all the details to find the best deal. Mortgage brokers help consumers sort through all those details and find the best mortgage solution possible, often through resources and connections that an ordinary consumer ... » Learn More about Why You Should Consider Using a Mortgage Broker
Kaylene Karimkaylenek@secureonecapital.comPhone: Fax:
One of the biggest decisions people come to is the issue of renting versus buying. Really, it is an extremely tough choice to choose between the two. However, I once had an economics teacher who put it extremely well and puts the whole thing in perspective. His motto was, “Rent when you have to, buy ... » Learn More about The Decision to Rent or Buy A Home
Kaylene Karimkaylenek@secureonecapital.comPhone: Fax:
Owning a home means money management and good sense. The first step is to sit down and take a hard look at your finances. Then decide to purchase a home where the down payment and mortgage will be what you can afford. Stay well within your means. If possible consult a finance professional and ... » Learn More about 10 Steps to Reducing Your Monthly Mortgage Payment
Kaylene Karimkaylenek@secureonecapital.comPhone: Fax:
For your home mortgage loan it is critical to find a loan officer you can trust to review the options available to you and the best possible rates for your financial situation. Only a responsible loan officer can give you all of your options in an understandable way. MISTAKE #1: Over shopping ... » Learn More about Biggest Mistakes Homebuyers Make When Getting a Mortgage
Kaylene Karimkaylenek@secureonecapital.comPhone: Fax:
Owning a home means more responsibilities, but with a host of rewards, including: Investment value Monthly mortgage payments can be comparable to rent - or even lower - and you're building equity in an investment that can increase in value. This equity can be used to get home equity loans or as ... » Learn More about Should I Rent Or Own A Home?
Kaylene Karimkaylenek@secureonecapital.comPhone: Fax:
Refinancing can have other financial benefits besides lowering rates. Locking in rates can protect you from higher rates, saving you money on future interest costs. You can also change your ARM for better caps to prevent huge monthly increases. Consolidating your bills with your equity saves on ... » Learn More about Reasons To Refinance Your Home
Kaylene Karimkaylenek@secureonecapital.comPhone: Fax:
One of the biggest hurdles to buying a home is the down payment. Saving up a chunk of change can be difficult, so getting creative is a key. Down Payments The amount of your down payment is dependent upon many potential issues, but two come to the forefront. Each of these can reduce or ... » Learn More about Get Creative With Your Down Payment
Kaylene Karimkaylenek@secureonecapital.comPhone: Fax:
Yes you can. There are two ways to make a mortgage payment with your credit card. The first way is to use the convenience checks that credit card companies send out every so often. These checks work like those you would write from a checking account, but they draw against your credit rather than ... » Learn More about Can I Pay My Mortgage With A Credit Card?
Once you’ve chosen to do business with Secure One Capital, we welcome you as a member of our family and we do our best to not only find the perfect loan, but also to tailor our process to meet your needs and expectations.
If there is anything we need to know to serve you better please fill out the form and a customer service agent will contact you as soon as possible.
Secure One Capital gave me the best interest rate with no closing costs- thank goodness they contacted me.
One lender that I was working with quoted me an interest rate and then changed it because he stated they didn't realize they were funding a condo. This was after the first disclosures had already been sent to me. After dealing with many lenders with a lot frustration, I went with Secure one capital because I found that the loan representative Chris Herrera went above and beyond in servicing my loan. He returns calls, explains everything in detail, is honest, transparent, and works at getting you the best interest rate; which I got based on my circumstances. I would not hesitate in referring him to my friends and family if they were in need of his services.
